01
Map what exists
Accounts, companies, properties, pensions, insurance, debts and commitments — brought together in one clear inventory.
After a change in the family
When the family assets become yours to manage.
A divorce or separation, a bereavement or a change in the family can leave one person responsible for assets someone else used to handle. We mobilise within days and stay alongside you for as long as you need.
Clarity first, at your pace.
Many people in this position inherit relationships with banks and advisers they did not choose, alongside documents they have never seen. We organise the full picture, explain each option in plain terms, and make sure every decision is yours and fully understood before it is taken.
How we work alongside you
Four steps, at your pace.
02
Explain the options
Each choice set out in plain language, with its consequences, costs and timing.
03
Work with your counsel
Close coordination with your lawyer, notary or mediator so that settlement or estate terms and the financial plan fit together.
04
Build your own team
Review of existing banks and advisers, and a team you have chosen and trust.
Why The Reference Group
Operators at your side within days.
Operator’s judgement
Advice from people who have run businesses, sat on boards and carried the consequences of both.
Network and reach
Swiss-anchored and working across Europe and the Gulf in English, French and Arabic, with a network of capital, counterparties and specialists opened when it is useful.
Rapid mobilisation
When a sale closes or circumstances change, we are at the table within days.
Discreet
Client names stay confidential. Most of our work arrives by referral.
Questions
Frequently asked.
I have never managed investments. Where do I start?
With a complete inventory of what exists and what it costs, followed by a simple plan for the next twelve months. The first weeks only require keeping things safe and liquid.
How can I protect my financial position during and after a divorce?
Start with a complete, documented inventory of assets and liabilities, keep decisions reversible until the settlement is final, and make sure your lawyer and your financial plan work from the same figures. We build that picture and work alongside your counsel.
Can you work alongside my divorce lawyer or the notary handling the estate?
Yes. We work with your legal counsel so that the financial picture supports the negotiation or the estate process.
How do I preserve the assets I now manage on my own?
With a written plan: what the assets must fund, the level of risk you accept, who holds and manages them, and how often they are reviewed. We help you set it up and oversee it with you.
Should I keep the banks and advisers already in place?
Sometimes. We review each relationship on its terms, fees and quality of service, and you decide.
How quickly can you start?
We mobilise within days of a first conversation.
Is our conversation confidential?
Yes. Client names and situations stay confidential.
Related situations
After a company sale
A signed exit turns a company into capital. We mobilise within days and work alongside founders and shareholders as they decide what that capital becomes.
Read more →New to significant wealth
An inheritance, a liquidity event or a large payout brings choices most people have never had to make. We mobilise within days and work at your side while you learn the ground.
Read more →Questions we are asked
- How can I protect what I pass to my children if their marriage breaks down?
- How do we hold difficult conversations within the family? Can you accompany us?
- How can you improve our quality of life, beyond investment management?
- We suspect the people managing our family’s money of mismanagement or fraud. What should we do?
Start here
Tell us the situation.
A first conversation costs you nothing and commits you to nothing. It is also the fastest way to find out whether an independent view would change your decision.
If it would not, we will say so.
Or write directly:
info@thereference.group